WHY GET PRE-QUALIFIED?
Congratulations on your decision to purchase real estate! Before beginning your property search and hiring a Realtor to represent you, the most important and first step is to get pre-qualified or pre-approved with a lender. This is such an important step for few reasons...
- Allows your Realtor to show you homes within your budget and that will qualify for your loan type.
- In todays competitive market, most sellers will not accept an offer without at least a pre-qualification letter.
APPLY ONLINE, HERE ARE A FEW OF MANY LENDERS I HAVE WORKED WITH (links below):
- Community Mortgage
- Integrity Mortgage Group
- Keller Mortgage ZeroPlus Loan (download free app and go to "Keller Mortgage Save Thousands" button, "in-house" lender)
- Mortgage Investors Group "in-house" lender
- NewAmerican Funding
- People's Home Equity
- Prime Lending
- SunTrust Bank
QUICK REFERENCE
- Mortgage Rates
- "Know Before You Owe" By the CPFB
- Free Credit Report (with score)
- Free Credit Report (without score)
- Need Credit Help?
- Need Credit Help? (another source)
- Fannie Mae
- Freddie Mac
- Realty Title
- Reli Title
- Closing Cost Calculator
- VA Loan Payment Calculator
- Title Policy Premium Calculator
HOME WARRANTY
LOAN TYPES